Reverse Mortgages

A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is a Federal Housing Administration (FHA) insured loan. A HECM enables seniors to access a portion of their home’s equity to obtain funds without having to make monthly mortgage payments as long as they live in the home as their primary residence, continue to pay required property taxes, homeowners insurance and maintain the home according to FHA requirements.

To be eligible for a HECM reverse mortgage loan, all homeowners must be at least 62 or older and must meet financial eligibility criteria as established by HUD.

Choosing the Right Mortgage Loan Program

We can't emphasize enough how important it is to work with a knowledgeable Mortgage Professional. Every homebuyer needs an industry pro that understands the many loan programs available, and is able to determine which loan is appropriate for a particular borrower.

We realize there are many different types of borrowers who seek affordable home financing, and we understand that our job is to locate affordable financing that works for you.